Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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These services and supplies may be subject to your deductible and coinsurance.

When you receive preventive care out-of-network you may pay more out-of-pocket. Other covered services may be subject to deductible and coinsurance.

Members who receive covered services out-of-network may be required blueadbantage pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

Maternity coverage is offered through Blue Advantage at an additional cost.

Dental Blue is a separate product that provides dental-only coverage and is available at an additional rate. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC. Serving North Carolina residents since Get a Free Quote. The content contained in this site is maintained by NCHealthplans.


Choose from a range of options to suit your budget. Before your deductible is met, you pay the total cost of your care. After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount.

Blue Advantage Saver | BCBSNC

Includes a variety of services important to your good health. At a network pharmacy, you pay only a convenient copayment.

A separate pharmacy deductible may apply. After you meet your deductible, you pay your coinsurance amount. Both medical and pharmacy claims apply to the same deductible. This plan is eligible for an HSA. Contributions are tax-deductible, withdrawals and interest are tax-free.

Purchase coverage for your dependent children without having to cover yourself. You’ll get comprehensive medical coverage at rates that fit your budget.

Health Plans

You’ll have access to the largest provider network in the state, which means many of North Blueadvangage best doctors and hospitals are at your fingertips. You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses.


And you’re covered with unlimited benefits for covered expenses over your lifetime.

You have the freedom to see out-of-network doctors and can visit a specialist without referral. You’re covered blueadvangage the nation and in more than countries and territories worldwide through the Blue Card network.

BCBSNC Compare Blue Advantage to Blue Options HSA

You can choose to purchase maternity or dental coverage with your health care plan. Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. Access your policy information, plus health information, tools and resources on your secure member site.