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If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. Other versions of this item: Finally, the paper compares the levels of financial fragility and methods of coping among eight industrialized countries.
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More about this item Keywords financial fragility ; savings ; coping ; JEL classification: General contact details of provider: Please note that corrections may take a couple of weeks to filter through the various RePEc services.
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Household finance researchers must look beyond precautionary saving to understand how families cope with risk. While there are differences in coping ability across countries, there is general evidence of a consistent ordering of coping methods.
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Christopher D Carroll, See general information about how to correct material in RePEc. If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as sxhneider, for each refering item. This abstract was borrowed from another version of this item.
Financially Fragile Households: Evidence and Implications
We examine the coping methods people use to deal with shocks. While savings is used most often, relying on family and friends, using formal and alternative credit, increasing work hours, and selling items are also used frequently to deal with emergencies, especially for some subgroups.
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If you are a registered author of this item, you sfhneider also want to check the “citations” tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation. Almost half of Americans report that they are incapable of coming-up with the funds necessary to deal with an ordinary financial shock.