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If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. Other versions of this item: Finally, the paper compares the levels of financial fragility and methods of coping among eight industrialized countries.

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More about this item Keywords financial fragility ; savings ; coping ; JEL classification: General contact details of provider: Please note that corrections may take a couple of weeks to filter through the various RePEc services.

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Household finance researchers must look beyond precautionary saving to understand how families cope with risk. While there are differences in coping ability across countries, there is general evidence of a consistent ordering of coping methods.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: RePEc uses bibliographic data supplied by the respective publishers. New Liquidity and Credit Scoring Puzzles? Corrections All material on this site has been provided by the respective publishers and authors.

Christopher D Carroll, See general information about how to correct material in RePEc. If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as sxhneider, for each refering item. This abstract was borrowed from another version of this item.

Financially Fragile Households: Evidence and Implications

We examine the coping methods people use to deal with shocks. While savings is used most often, relying on family and friends, using formal and alternative credit, increasing work hours, and selling items are also used frequently to deal with emergencies, especially for some subgroups.

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When requesting a correction, please mention this item’s handle: Download full text from publisher File URL: You can help correct errors and omissions. It also allows you to accept potential citations to this item that we are uncertain about. If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form. We also find evidence of scnheider pecking order of coping methods in which savings appears to be first in the ordering. sfhneider

If you are a registered author of this item, you sfhneider also want to check the “citations” tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation. Almost half of Americans report that they are incapable of coming-up with the funds necessary to deal with an ordinary financial shock.